Five of Pentacles – Tarot card meaning

Five of Pentacles - Rider Waite Minor Arcana - Pentacles

The Five of Pentacles is the fifth Pentacles card. Five can be a divine number and is sometimes associated with the female aspect, and can also be seen as a number of completion; five elements (air, earth, spirit, water, fire).

The Five of Pentacles however does not draw it’s meaning from these, and represents missing out, insecurity and poverty.

Consider the illustration; a stained glass window made of pentacles, containing a warm yellow glow. Outside, two poorly figures walk in the snow.

At a glance

The Five of Pentacles is a card of loss, hardship, and isolation. It represents the feeling of being left out in the cold, and suggests that the querent is experiencing financial or emotional struggles. This card often appears during times of financial insecurity or relationship troubles, and signifies that the querent may be feeling isolated and alone.

In a reading, the Five of Pentacles suggests that the querent may be feeling abandoned or rejected by others. It encourages the querent to reach out for support and to remember that they are not alone in their struggles. This card also indicates that the querent may be facing a period of financial hardship, and suggests that they seek out resources or assistance if needed.

The Five of Pentacles is associated with the element of earth, which is associated with stability, security, and material possessions. It is a reminder that material success requires effort and perseverance, and that the querent may need to work hard in order to overcome their struggles. This card can also indicate that the querent is feeling disconnected from others or isolated.

Overall, the Five of Pentacles suggests that the querent is facing a difficult period of loss and hardship, but that they have the strength and resilience to overcome these challenges and rebuild their lives.

Card meanings


The Five of Pentacles in the past position can represent a literal period of poverty. This could be when you were growing up, or a more recent period. You may not have had the same benefits that others have had.

Poverty in young life is not necessarily a bad thing; we learn to live with what we need rather than what we have, which is a good mentality going forward. Remember to treat yourself where you can.

The Five of Pentacles can also represent a period of missing out. Perhaps you were late compared to others, for reasons you could not control. It’s never too late, you can always have those experiences now or when you feel suited to.


The Five of Pentacles in the present position represents a lack of forward motion in life. You may be feeling stuck, with no idea how you can proceed. This can represent a job which is going nowhere, increasing debt, a bad living situation.

Try to talk to others about your problems, and they may be able to put things into perspective. Things may not seem as bad as you feel they are. Look for ways out. There is always a path to a better life.


The Five of Pentacles does not describe a happy future. It can represent a future period where you are wanting for more. If things are going well now, then consider why this would be the case. Life isn’t always on a straight upward trajectory, you should expect bumps in the road.

Where are you currently going in life? What are the possible pitfalls you may encounter? These are the questions you should be asking yourself.

It’s common sense to save money that you earn. As Pentacles deal with money and finances, the Five of Pentacles in the future position should be seen as a clear warning sign that something should be investigated.

Work, careers and education

The Five of Pentacles is not a good card to see in relation to your work, education or career. In short, you should expect hardship in the coming future, likely through means which are outside of your control.

It’s always a good idea to be prepared for as many eventualities as you can. If you are struggling for money or looking fora role, don’t look for the ‘perfect’ job.

Anything is better than nothing. You may even hate the idea of working, but understand that you need to contribute something to society to see the benefits of it. You can always find a better position later on.

Love and Relationships

The Five of Pentacles and love are a tricky concept. You may be feeling stuck in a relationship, but it’s likely that you’re feeling like you’re missing out on something more.

If you’re single, the meaning is simple; you likely desire somebody to love and whom loves you.

If you’re in a relationship, then you should consider if this is the correct one for you, Are you both getting what you need from it? Is it a healthy and balanced relationship?

The Five of Pentacles can represent the end of a relationship, so if this is completely new information to you then you should be aware of this as a possibility.


The Five of Pentacles is not a good sign when it comes to money. Consider the general theme of the meaning of this card. You’ll likely be worse off in the near future when you see the Five of Pentacles show up representing money.

Look to give up something to help you get back on track; the willpower to end a bad habit or addiction, or temporarily cutting down on an expensive hobby.

Health and well-being

The Five of Pentacles suggests a slightly stressful period coming up. You may feel like there are just too many things to worry about. Calm your mind and focus on one problem at a time.

Things will still be moving forward generally speaking, but just at a slower pace. Make sure you are getting the care you need.

Other associations

Element: Earth

As a Yes or No question: No


Poverty, missing out, illness, insecurity, lacking